Our lenders specialize in getting people approved for short term loans that have installment monthly payments. If you have had financial issues in the past and now need to get money fast. Complete our short application and we will attempt to match you with a lender that could have you approved in minutes. A bad credit $300 loan is an expensive form of credit, but it may be better than no credit at all. "Our short term loans can be short term loans easy approval very competitive when compared to unauthorised overdraft fees and rates of interest charged by the high street banks. What’s more there are no nasty surprises as our interest and fees are crystal clear. You will know in advance exactly how much your total repayment will be." Lenders use a cut-off system in credit scores to evaluate loan applications and such cut-offs can vary from lender to lender. Whereas some may set a high cut-off, others may approve loans to those with a lower credit score but at higher interest rates. Experts suggest that loan applicants with lower credit scores broaden their hunt to find lenders offering loans to those with low credit scores. So you can visit online financial marketplaces that provide loan offers available from various lenders based on a consumer's credit score, monthly income, job profile, location, etc.